Living

Living in Spain | Income and Salaries | Healthcare and Facilities | Education System | Safety and Security | Utilities and Services | Social Integration and Communities

Living in Spain

I. Cost of Living in Spain

A. Living Expenses

1. Average Cost of Housing

Depending on the area and type of lodging, housing costs in Spain might vary significantly. A one-bedroom apartment in the heart of a big city like Madrid or Barcelona, for example, may cost between €800 and €1,200 a month, but smaller cities and villages might charge between €400 and €600.

Purchasing real estate also differs greatly. The cost per square meter may be less than €1,000 in minor towns, but it might surpass €3,000 in desirable areas of large cities. A 70 square meter apartment in the heart of Madrid, for instance, may cost more than €210,000, whereas a comparable property in a smaller city like Zaragoza might cost about €140,000.

2. Cost of Essential Services and Goods

In comparison to other Western European nations, Spain has a comparatively moderate cost of living. Monthly expenses for a single individual, not including rent, range from €600 to €800. The monthly expenses for a family of four, without including housing, range from €2,200 to €2,800.

The cost of groceries is affordable; a dozen eggs cost €1.80, a loaf of bread €0.98, and a liter of milk about €0.87. Eating out is also reasonably priced; a combo lunch at a fast-food restaurant costs approximately €8 per person, while a supper at a mid-range restaurant costs about €30 to €50 per person.

The cost of entertainment is also affordable, with movie tickets costing about €9 and a gym membership, depending on the location and facilities, costing between €30 and €50 per month. 

B. Income and Salaries

1. Average Income Levels

Although the average gross wage in Spain was about €23,000 per year, this amount is subject to change owing to inflation and other economic factors, it is advised to check the most recent numbers. Income levels in Spain vary by sector and region. Software engineers, physicians, and attorneys, for example, often earn between €30,000 and over €60,000 a year, depending on experience and expertise.

Greater average earnings are typically seen in areas with greater cost of living, such as Madrid and Barcelona, in order to offset the higher cost of living. On the other hand, because of the lower cost of living, salaries may be lower in rural and smaller communities. 

2. Income Disparity and Economic Inequality

Economic and income inequality are problems for Spain. There is a clear disparity in income between the wealthiest and poorest groups of people; wealth is concentrated in coastal and urban areas, while unemployment and income levels are lower in inland and rural areas.

A recurring problem that impacts income distribution and exacerbates economic inequality is the unemployment rate, especially among young people. Addressing these disparities and ensuring a more fair distribution of opportunities and wealth among various social groups and geographical areas is the goal of government policies, social programs, and economic development projects.

Budget Category
Minimum (€/month)
Average (€/month)
Maximum (€/month)
Housing
400
800
1,200
- Rent (1-bedroom, city center)
400
800
1,200
- Utilities
100
150
200
Food
150
300
450
- Groceries
150
300
450
- Dining Out
30
150
300
Transportation
30
60
90
- Public Transport
30
60
90
- Gasoline
50
100
150
Healthcare
30
60
90
- Health Insurance
30
60
90
Entertainment
50
100
150
- Cinema
9
18
27
- Events/Concerts
30
60
90
Fitness
30
50
70
- Gym Membership
30
50
70
Communication
20
40
60
- Internet & Mobile Plan
20
40
60
Total Minimum Budget
840
1,670
2,500

II. Healthcare and Facilities

A. Healthcare System

1. Overview

Sistema Nacional de Salud (SNS), Spain's universal healthcare system, provides wide coverage and services via a combination of public and private providers. The General Healthcare Act of 1986 created the SNS, which offers universal coverage and is primarily funded by taxes. The system was decentralized in 2002, allowing different regions to customize healthcare duties to meet local needs and guaranteeing the responsiveness and accessibility of healthcare services in a variety of geographical areas.

2. Availability and Quality

Healthcare system is well-known for its excellent quality, accessibility, and consistent distribution throughout its different areas. The nation's healthcare system has won praise from all over the world, ranking first in the world for organ transplants and 19th in Europe based on the 2018 Euro Health Consumer Index.

B. Health Insurance

1. Options

Many residents choose private health insurance, known as seguro de salud privado, to supplement the benefits provided by state healthcare coverage. Private insurance improves access to private hospitals and doctors, particularly for non-critical elective admissions and consultations. The coexistence of public and private health insurance alternatives ensures that residents can access a wide range of medical treatments customized to their specific preferences and needs.

2. Costs

The costs of health insurance and medical treatments vary depending on the type of coverage chosen, individual health conditions, and provider picked. Voluntary health insurance (VHI) is a popular choice in areas with higher household incomes and more access to private health facilities, covering around 13% of the population.

C. Additional Insights

The ability to obtain private healthcare helps patients avoid potential wait times and provides a greater range of services, such as specialized consultations and elective surgeries. Its robust and flexible healthcare system, together with the availability of supplementary private insurance, contribute to the country's high healthcare standards, making it an appealing location for both expats and retirees.

D. Considerations for Expatriates and Retirees

Spain has a dual-faceted healthcare system offers both security and flexibility. It is critical for potential migrants, particularly non-EU citizens, to thoroughly investigate health insurance choices, including private health insurance, to provide comprehensive coverage throughout their stay. Spain's well-regarded healthcare services and facilities, combined with the availability of a variety of insurance options, can have a considerable impact on decisions about relocation, retirement, and long-term stays.

III. Education System

A. Schooling

1. Structure and Curriculum

Spain's educational system is divided into several levels, beginning with preschool and continuing through primary education, compulsory secondary education (ESO), and bachelor or vocational training. The curriculum is well-rounded, including disciplines such as mathematics, sciences, humanities, languages, and physical education designed to promote holistic growth.

The execution of the educational curriculum varies by region, allowing for modifications to local languages and needs. This ensures a broad and inclusive educational approach, exposing kids to a variety of learning situations that promote growth and development. 

2. Availability and Quality of Schools

It has a wide range of public, private, and semi-private schools (concertados), allowing families to select according to their choices and needs. Public schools provide high-quality education that meets stringent standards, making them the preferred choice for many families. Private and foreign schools offer options, with various curricula, smaller class sizes, and additional resources to meet a wide range of educational needs and interests.

B. Higher Education

1. Overview and Admission

Spain is home to numerous institutions and colleges that provide a diverse range of courses and specializations. Admission criteria vary per institution and course, but often include a high school diploma, confirmation of language competency, and, in certain cases, entrance examinations. Some colleges may require extra requirements such as interviews, letters of recommendation, or specific academic achievements, so prospective students must conduct thorough study and prepare properly.

2. Costs

Higher education is comparatively affordable when compared to several other European countries. Tuition fees, however, vary substantially throughout public and private institutions and are determined by the course and institution chosen. Living expenses such as housing, food, transportation, and other miscellaneous charges must also be factored into the overall cost estimate. Scholarships, grants, and financial aid can greatly reduce students' financial burdens, making higher education more affordable.

C. Additional Insights

Spain's education system is structured to accommodate a diverse student population, allowing students to develop skills and knowledge in a multicultural setting. The emphasis on inclusive and complete learning experiences reflects its dedication to promoting education that is adaptable, resilient, and prospective.

D. Considerations for Expatriates

The availability of international schools and diverse educational options can be important. To make informed judgments that match individual learning requirements and objectives, it is recommended that students investigate educational possibilities, comprehend admission processes, and evaluate curricular offerings.

Understanding the higher education scene is also essential for individuals wishing to pursue advanced degrees. It is advised to execute comprehensive research into admission requirements, course availability, and financial implications will help ensure a smooth transition and a successful academic adventure in the country.

Taking these factors into mind, expatriates can take advantage of these multiple options to ensure the possibility of admission to the country's educational program opportunities and enjoy the learning of educational experiences.

IV. Safety and Security in Spain

A. Crime Rate

1. Overview of Crime Rates

Spain is typically seen as a safe country, with lower crime rates than other European countries. However, crime rates vary by region and city, with metropolitan areas having a higher incidence of small crimes such as pickpocketing and bag snatching. Tourist-heavy places are more likely to experience such crimes because to the greater concentration of prospective targets.

2. Types of Crimes

Petty crimes like pickpocketing, theft, and scams are the most common crimes, particularly in places that are busy and popular with tourists. Although they are uncommon, serious crimes such as armed robberies and violent crimes are not unheard of. To reduce the dangers of crime, both locals and visitors must exercise caution and take preventative actions, such as protecting valuables and being aware of their surroundings.

B. Emergency Services

1. Availability and Reliability

Spain has strong and dependable emergency services, such as police, fire, and medical assistance. The safety and well-being of the nation's citizens and tourists are guaranteed by the emergency response units, which are properly outfitted and educated to deal with a range of emergencies. These services are available everywhere, even in rural and isolated locations, ensuring accessibility and assistance when needed.

2. Contact Information and Procedures

Like other countries, the country has an emergency contact called 112, dialing it will put you in contact with the emergency services, who will send out police, ambulances, or firefighters as necessary. Any phone, including cell phones without a SIM card, can use this feature to call this toll-free number. The system is friendly to non-Spanish speakers since operators are trained to multilingual communication.

C. Considerations for Residents and Visitors

To ensure one's personal safety and security, preparedness and awareness are crucial. One's safety in many circumstances can be greatly improved by being aware of crime trends, comprehending possible dangers, and knowing how to contact emergency services. Furthermore, following safety procedures, honoring regional customs, and maintaining vigilance can all help make your trip to the nation safe and pleasurable.

V. Utilities and Services in Spain

A. Utility Services

1. Availability and Reliability

Throughout its regions, Spain provides strong and dependable utility services, such as gas, electricity, and water. Due to the efficient distribution of these services, vital utilities are available in both urban and rural locations. In order to satisfy the increasing needs and preserve the caliber and dependability of the services offered, the infrastructure is constantly being improved.

Although bottled water is common, most places have safe drinking water that is of good quality. Gas, whether natural or bottled, is commonly accessible, and electricity is reliable with infrequent outages.

2. Costs and Payment Methods

Utility services have different prices based on the provider, location, and usage. In general, rates may be marginally higher in metropolitan areas than in rural ones. Bills are sent to users on a monthly or bi-monthly basis, and they can be paid in person at specified places or by bank transfer or direct debit.

B. Internet and Telecommunications

1. Internet Service Providers and Reliability

Numerous Internet service providers (ISPs) in Spain provide a variety of plans to suit various requirements and price ranges. The main ISPs, which offer generally dependable and excellent services, are Movistar, Vodafone, and Orange. Fast internet access is guaranteed in many places due to the availability of fiber-optic cables.

With possibilities for bundled services like television and landline telephone services, internet plans are flexible, and because providers compete with one another, customers can choose from a wide range of bundles.

2. Availability of Telecommunication Services

The country has a wide variety of mobile network operators and well-established telecommunications services. With their wide coverage and 4G and 5G services, the three main mobile network operators, Orange, Vodafone, and Movistar; to ensure connectivity even in the most distant locations.

There are prepaid and postpaid plans to suit a range of requirements, including those of travelers and temporary guests, making it easier to connect for both locals and visitors by the availability of international calling plans and roaming services.

VI. Social Integration and Communities in Spain

A. Social Integration

1. Overview of Societal Norms and Cultural Integration

The country provides a vibrant social atmosphere because of its varied culture and rich history. Societal values are profoundly ingrained in traditions, and the Spanish people cherish family, friendship, and hospitality. One characteristic of Spanish culture is the value placed on preserving intimate bonds and attending social events.

Cultural integration is encouraged, with residents being typically welcoming and receptive to sharing their traditions, cuisine, and way of life. To successfully integrate into Spanish society, one must embrace regional traditions, take part in celebrations, and comprehend social mores. 

2. Attitudes towards Immigrants and Foreign Residents

An open and tolerant culture is fostered by Spain's diverse population, which includes individuals from a wide range of ethnic backgrounds. Local communities are welcoming and accommodating, and there is a generally positive attitude toward immigrants and foreign people. Support systems and services are available in many areas with greater expat populations to help newcomers with their adjustment.

B. Communities and Networking

1. Availability of Expatriate Communities and Social Groups

The country has a large number of expat communities and social groups that provide a network of support for immigrants. These communities offer a venue for mutual aid, information sharing, and social engagement. Social organizations provide chances to meet like-minded people and build relationships by planning events, trips, and activities.

With their diversified demographics, cities like Madrid and Barcelona provide a wide range of clubs, organizations, and social groups that cater to different interests and hobbies, enabling expats to interact over common interests and passions.

2. Networking Opportunities and Social Events

Spain has a multitude of social events and networking possibilities, from informal get-togethers to business meetings. New friendships and professional relationships are made easier by the lively social scene and the amiable disposition of the Spanish people. In Spain, meeting new people and widening one's social circle can be accomplished through going to local events, joining groups, and taking part in community activities.

C. Language and Communication

1. Importance of Knowing Spanish for Social Integration

Being able to communicate in Spanish is essential for social integration, even though English is widely spoken, particularly in tourist destinations and large cities, knowing the basics of Spanish is very helpful in daily conversations and fosters stronger bonds with locals. Learning Spanish improves the quality of life in Spain generally and creates chances for cross-cultural interaction.


InvestGo List of Properties | Back to Top